At National Bank of Oman, we appreciate the trust you place in us as your financial services partner. To preserve that trust, The Bank wants to make sure you understand what personal information we collect about you and how The Bank uses it. You have the ability to opt out of any marketing communication lists or to specify your preferred channel of communication for any notifications The Bank may send regarding latest offers and promotions.
Collecting Customer Information
National Bank of Oman collects only information about you that is relevant and is needed to establish and maintain your account and related services as the law allows or requires. For this purpose, The Bank may collect personal and financial information about you that is "non-public." Non-public personal information is information about you that The Bank obtains in order to provide a financial product or service to you. The information The Bank collects depends on the National Bank of Oman accounts and services you request and use. The Bank collects information about you from the following sources:
The Bank stores the personal information you provide in any application you submit for any National Bank of Oman product or service. This includes but is not limited to information such as name, postal and e-mail addresses, phone numbers, employment and financial status, and credit history.
Every time you make a transaction on one of your accounts, including ATM or card transactions, loan advances, transactions through Internet Banking, over the phone or at a branch, The Bank retains the information. The transaction information includes your account number, date, amount, location of the transaction and any other pertinent information.
The Bank obtains information online when you visit our website www.nbo.co.om. This includes retaining information you provide to The Bank on any online application, Internet banking transaction or
information you send via e-mail.
Sharing Information with Third-Party Service Providers
In order for us to conduct our operations, including servicing your account or processing your transactions, we may need to share information with our service providers from time to time. This includes data processing companies, cheque / ATM / other payment processing companies, payment networks, loan service providers, insurance companies, collection agencies, credit reporting agencies and financial service providers with whom we have joint marketing agreements. These service providers act on our behalf and have agreed in writing to keep the customer information we provide to them confidential.
Sharing Information as Legally Required or Permitted
We may share your customer information in response to a lawful request issued by -
- a court
- a regulatory authority
- or as permitted by law
The Bank may also share your information in response to a request made by a merchant or business necessary to effect, administer or enforce a transaction that you had requested or authorized in connection with the servicing or processing of a financial product or service, or to maintain or service your account with us.
Protecting InformationOur Confidentiality and Security Safeguards
The Bank maintain strict policies and security controls to ensure that all the customer information stored in our servers is protected. The Bank’s employees and contractors are only permitted access to customer information that they may need to perform their jobs and to provide services to you. All employees and contractors are required to respect customer privacy. No one except The Bank’s employees and contractors have access to the Bank’s computer system and records storage. The Bank has established internal security controls, including physical, electronic and procedural safeguards to protect the information you provide and the information The Bank collects about you. The Bank will continue to review internal security controls to ensure that your customer information is always safeguarded.
Information Integrity Measures
National Bank of Oman works hard to ensure that the customer information maintained is complete and accurate. The Bank has procedures and processes for updating customer information as well as removing old, outdated information. To protect the integrity of customer information, The Bank has measures in place, such as maintaining back-up copies of account data in the event of power outages or other business interruptions. The Bank uses computer virus detection and eradication software and employs other technical means (known as "firewalls") to protect against unauthorized computer entry into systems containing customer information.
Online Privacy Protection
From The Bank’s website (www.nbo.co.om), you may apply for accounts and services, and you may communicate with us via e-mail. To protect the information you provide to The Bank online, The Bank uses multiple levels of security. When you log onto The Bank’s website, you will only be able to successfully access it if your computer has an up-to-date browser (i.e., Internet Explorer, FireFox, Mozilla, Netscape, etc) that operates at a high level of data encryption (128 bit). This ensures that there is an adequate level of security for online activity. Please note that if you are required to supply information other than your name, address, e-mail address and phone number, you will be required to do so using The Bank’s secure, encrypted email facility, which is available on The Bank’s website. The Bank’s firewalls protect National Bank of Oman’s systems, only permitting access to authorized users. The Bank’s servers’ security standards and policies are certified by Thawte, one of the world’s most prominent technology security rganizations (click here for more details). Only registered users will have access to National Bank of Oman Internet Banking by using their password. Additional security measures are in place to effect funds transfer requests through Internet Banking.
If you have any questions or concerns about our privacy practices, please write to us at Ask-UAE@nbo.co.om or visit us at National Bank of Oman SAOG Building, Commercial District Area, 751, Oman
Making Sure Information is Accurate
Keeping your account information accurate and up-to-date is very important. If you ever find that your account information is incomplete, inaccurate or not current, please sign onto National Bank of Oman Internet Banking to update your information. Alternatively, contact our Customer Care Center at
Marketing preference – your choice
At National Bank of Oman, we respect your choices; The Bank asks that you select your preferred channel of communication for marketing updates that might be sent to you on a periodic basis. Your choices include the following:
Receive marketing communications through any channel (Snail mail, Email, SMS, Tele-calling)
Receive marketing communications through SMS and email only
Receive marketing communications through SMS only
Receive marketing communications through email only
Communicate only through Relationship Manager
Opt out of all marketing communications*
*Customers may still receive marketing information with account statements posted to them. The opt-out does not affect this.
If you have opted for marketing via SMS banking, as part of our Customer Contact Rule The Bank shall restrict the time for dispatch of messages from 8am to 7pm.